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You are alive. You must be, you are reading this.Vocalize these three words, they are effective, “I am alive”. Your existence is made up of decades, years, months, days, minutes, seconds and so on. It continues on whether you are ready for it or not. Now at this moment I am sure you are thinking that this is going to be a write-up about self development, or some enlightened commentary on existience. As a matter of fact it’s about insurance. Hold-up don’t go, I don’t want to lose you yet. So how does all this tie in to insurance? Read on.

You can insure almost everything, but can you insure your time? People lose so much time browsing for insurance. Are they wasting their time? Well I suppose it depends on how you value your time. If all of that shopping around and insurance comparison saves you a few hundred pounds and if it has taken you a couple of hours, then you have collected an hourly rate of 50 pounds an hour – not bad.

Some insurance however it isn’t worth spending too long shopping around for. A prime case is one day car insurance. Why shouldn’t you take too long browsing for this? Well essentially because it is so cheap in the first place. Well that’s if you do it correctly of course. How can you do it wrongly you ask? Well it often costs you a lot more to get one day car insurance from your current insurance provider. You can save cash by going to specialist providers. They provide short term insurance from anything from 1 day to 28 days or rolling insurance up to 8 months.

It is worth browsing around for your yearly car insurance nonetheless. A great place to begin is car insurance comparison sites. Make sure though that you look carefully at the levels of cover offered. A few of the listings consist of a high excess, no legal protection and no protected no claims bonus. All of these can be added as extras but obviously hike the price up. So make sure that you click on the cheapest two or three results and go through tot the provider’s site to get quotes for the level of cover you need. Another option is going through cashback sites such as quidco. However caution is advised in using these alone as sometimes even though you are getting cash back, the premium listed may be higher than the price you would pay if you went either directly or through a comparison site.

So now back to our opening subject matter. You are alive. Go on say it, “I am alive”. Say it out loud. How does it make you feel? It makes me think that this is it. This is what we have. This split second right now is what matters. Make a good decision now and the next minute will be better as a result. Don’t waste your time doing things that you don’t want to do. But do do things that you do have to do – just do them well and do them efficiently. OK enough chat from me. Have fun out there.

Arty writes for a number of insurance sites including one or two about 1 Day Car Insurance. Art’s wife thinks he is quite boring sometimes. Arty is currently sporting a Frank Zappa style moustache and beard combination – it doesn’t suit him.